Is having balls a pre-existing condition?

October 20, 2009

Women have been lobbying for changes in the health insurance market.  Their rallying cry is “Is having a uterus a pre-existing condition?”  

They are whining about such practices as “gender rating” –  charging women higher premiums (even though they go the doctor more than guys)  – and refusing to cover maternity, even though one of the near-universal fundamental principals of insurance is that voluntary conduct is not insurable since it is within the control of the insured as to whether a claim will be made.  In fact, their efforts have resulted in California just passing a law prohibiting gender rating.

Of course, none of them are asking the obvious:  “if a uterus can’t be a pre-existing condition for health insurance, why is it ok for balls to still be a pre-existing condition for auto insurance and for life insurance?

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